Current Folio Real

The Folio Real identifies the property, shows registered ownership, and organizes liens and cancellations. Request a complete, recent copy. Compare registration number, owner, area, location, and entries instead of reviewing only the first page or a partial photograph.

If a mortgage, attachment, notation, usufruct, or other burden appears, request an explanation and documented plan for its cancellation or treatment. Do not assume that 'already paid' means the registry entry has disappeared.

Prior title and authority to sell

Review the deed or public instrument through which the current owner acquired the property. Its core details should agree with the Folio Real. Confirm identity, marital status, and any power of attorney, estate, company representation, or co-owner consent that may apply.

The seller must be able to transfer the exact right being offered. If an agent signs under a power of attorney, check its validity and scope. For inheritance, divorce, or company ownership, identify everyone whose participation may be required.

Plan, cadastre, and the actual building

Request the approved plan and municipal cadastral documents. Compare lot, area, boundaries, and construction with the title and with what you see at the property. An added floor, room, or outbuilding may not have been regularized.

A mismatch does not always make purchase impossible, but it must be understood. Ask what procedure applies, how long it takes, what it costs, and whether a lender or registry will object. Do not accept an addition being described only as a 'pending detail.'

Taxes, utilities, and horizontal property

Request tax records and check municipal debt as applicable. Review utilities, common charges, and special assessments. For an apartment or gated property, request rules, meeting records, account status, and the legal form of parking and storage rights.

These records do not replace title, but they reveal costs and conflicts that travel with the property. A unit with no registry lien can still carry unpaid building fees, deferred repairs, or use restrictions that change the decision.

  • Complete, current Folio Real.
  • Prior deed or public instrument.
  • Approved plan and cadastre.
  • Taxes, utilities, and building fees.
  • Identity, powers, and required consents.

Contract, payments, and handover

The agreement should identify the property, registration number, parties, price, currency, payment method, documents, title obligations, taxes, expenses, possession, and default consequences. Every payment needs a condition, date, and receipt.

Define what happens if a registry issue appears, financing fails, or a document is missing. The final list depends on the property and parties, which is why an independent lawyer should review the complete file rather than only the final contract.

This guide provides general information, not legal, tax, financial, or investment advice. Confirm current requirements and get advice for your specific transaction.